![]() To shore up this shortcoming, the flood risk tool also features data from Flood Factor, created by the nonprofit First Street Foundation. So while FEMA data is used to determine insurance risk and building code requirements‚ they do not necessarily calculate the likelihood that a property might flood in the future. While FEMA flood maps are a trusted government resource on flooding, one downside is that many of their maps are decades old-meaning you may not be getting the most current snapshot of a home’s flood risk. Beyond FEMA flood maps: Other flood risk tools to check These areas are outside the SFHA zones and are at higher elevations. The areas with the lowest chance of flooding are labeled with a C or X. Moderate flood zones are labeled with a B or X, and reflect a 0.2 % annual chance of a flood (also considered a 500-year flood). ![]() According to FEMA, SFHAs have a 1% annual chance of flooding, “also referred to as the base flood or 100-year flood.” High-risk zones are known as a Special Flood Hazard Area. A sample flood zone map from FEMA.įEMA has a little over a dozen flood zone classifications based on the estimated frequency of storms that could cause flooding in an area. The flood risk tool connects you directly to the Federal Emergency Management Agency site, where you can enter a property’s address and view a map showing flood zones in the area. The flood zone mapping tool helps homebuyers assess a property’s flood risk. One good starting point is the flood risk tool, a one-stop portal highlighting two distinct flood risk ratings for a property. There are a few ways to determine a home’s flood hazard status. How to find out if a home is in a flood zone So how can you find out if your home is in a flood zone-and if it is, what protections can you put in place? Whether you own a home or are looking to buy, here’s how to figure that out. According to Popular Science, “Nearly 15 million American properties are at substantial risk of flooding in the next 30 years, and more than three million are almost certain to be underwater at some point in that time.” It must be noted that for parcels with multiple BFE’s, in the current and/or preliminary maps, the pop-up window will indicate the highest BFE.And due to climate change, flooding may also become more common. The pop-up window for a selected parcel will also provide the 100-year elevation (base flood elevation or BFE) in the current and preliminary flood maps. It must be noted that for parcels with multiple BFE’s, in the current and/or preliminary maps, the website will indicate the highest BFE. This webs i te will provide, for a selected parcel, the 100-year elevation (base flood elevation or BFE) in the current and preliminary flood maps. T he darker blue symbology indicates area of the preliminary study. There are flood zones that will not have data available and will be unavailable in the pop up information. The result of this preliminary study did not include all of Broward County. Once the pop-up box designating the approximate location of your address on the map appears, find your house and click it.Ī new pop-up window will appear with the FEMA Flood Designations Preliminary (updated ) and the FEMA Flood Designations Effective for your address (NOTE: Certain areas of the county have unchanged flood zone designation, and Flood Map Pane will not be updated. If you are within this area, only the FEMA Flood Designations Effective will be shown in the pop-up window). You can use the interactive map viewing tool to find out if your home or business is in a flood zone. Flood insurance purchase is not mandatory. Zone X-Shaded (0.2 PCT Annual Chance Flood Hazard0.2 PCT Annual Chance Flood Hazard)įlood insurance rate zones that are outside the flood plain or the average flood depths of less than 1 foot. Mandatory flood insurance requirements apply. Mandatory flood insurance purchase requirements apply.įlood insurance rate zone that corresponds to coastal areas that have additional hazards associated with storm waves. Mandatory flood insurance purchase requirements apply.įlood insurance rate zone that corresponds to areas of shallow flooding with average depths between 1 and 3 feet. Mandatory flood insurance purchase requirements apply.įlood insurance rate zone that corresponds with flood depths greater than 3 feet. Flood insurance rate zone that corresponds to areas of shallow flooding (usually sheet flow on sloping terrain) with average depths between 1 and 3 feet.
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